Mike Rufty

Welcome to the Mike Rufty State Farm Insurance Agency! I’ve been a dedicated State Farm Agent serving Upper Marlboro, MD, and the surrounding community since 2002, holding my Life Underwriter Training Council Fellow (LUTCF) designation. Over these many years, I’ve had the honor of qualifying as an Ambassador Travel Qualifier, an achievement that genuinely reflects the strong relationships I’ve built while helping people prepare for life's important moments.

My office in Upper Marlboro, MD is committed to assisting individuals and families with a focus on essential protection like Auto Insurance, Homeowners Insurance, and Life Insurance. Whether you're preparing to hit the road, settling into a new residence, or looking ahead to secure the future for those who depend on you, my aim is to ensure you feel knowledgeable and confident at every turn. We also provide support for a range of other needs, including coverage for renters and businesses, adapting to wherever life's journey takes you. Our office is fluent in Spanish, and you can always connect with us directly by calling 1-866-RUFTY4U.

I am a proud graduate of Frostburg State University, where I earned a Bachelor of Science in Sociology, and I also hold an Associate of Arts in General Studies from Frederick Community College.

Reach out by phone or visit our office today to discuss your insurance needs and discover how we can work together to protect what matters most.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Mike, your local State Farm agent in Upper Marlboro, MD, is here to help.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Have questions? Mike in Upper Marlboro can walk you through your options.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Mike works with Upper Marlboro residents to find coverage that fits.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Connect with Mike for insurance guidance in Upper Marlboro.

Q: What exactly is renters insurance and how does it work?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. In Upper Marlboro, you can count on Mike for personalized service.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Mike is here to help your Upper Marlboro household feel covered.